Samit Kumar Ghosh

Founder at Ujjivan Financial Services Ltd.

Samit Kumar Ghosh

Samit Kumar Ghosh

Founder at Ujjivan Financial Services Ltd.

Overview
Career Highlights

HDFC Bank Ltd.
Ujjivan Small Finance Bank Ltd.
Ujjivan Financial Services Ltd.

RelSci Relationships

406

Birthday

12/1949

Age

70

Relationships
RelSci Relationships are individuals Samit Kumar Ghosh likely has professional access to. A relationship does not necessarily indicate a personal connection.

Co-Founder at CX Capital Management Limited

Relationship likelihood: Strong

Former Partner at A. F. Ferguson Associates

Relationship likelihood: Strong

Chief Executive Officer & Managing Director at Ujjivan Financial Services Ltd.

Relationship likelihood: Strong

Managing Director & Chief Executive Officer at Ujjivan Small Finance Bank Ltd.

Relationship likelihood: Strong

Former Investment Manager at Caspian Impact Investment Adviser Private Limited.

Relationship likelihood: Strong

Advisor at ChrysCapital

Relationship likelihood: Strong

Professor at Indian Institute of Technology Bombay

Relationship likelihood: Strong

Co-Founder at CoCoon Consulting

Relationship likelihood: Strong

Former Chief Executive Officer at CRISIL Ltd.

Relationship likelihood: Strong

Advisor at General Atlantic LLC

Relationship likelihood: Strong

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Samit Kumar Ghosh
Founder at Ujjivan Financial Services Ltd.
Education
MBA

The Wharton School is the business school of the University of Pennsylvania, an Ivy League university in Philadelphia, Pennsylvania. Wharton was the world’s first collegiate business school and the first business school in the United States. It was established in 1881 through a donation of Joseph Wharton.

Undergraduate in Economics

Jadavpur University is a Educational Institute, Research and Consultancy

Career History
Founder
2005 - Current

Ujjivan Financial Services Ltd. is a holding company, which engages in the provision banking and financial services. It operates through the followings segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The Treasury segment deals with net interest earnings from the bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations. The Retail Banking segment consists of lending to and deposits from retail customers and identified earnings and expenses. The Corporate/ Whole Sale Banking segment focuses on loans to corporates and financial institutions. The company was founded by Samit Ghosh and Srikrishna K. Ramamoorthy in October 31, 2005 and is headquartered in Bangalore, India.

Chief Executive, India
1998 - 2003

Bank Muscat SAOG engages in the provision of banking and financial services. It operates through the following segments: Corporate Banking, Consumer Banking, Wholesale Banking, International Banking, and Islamic Banking. The Corporate Banking segment includes working capital finance, asset finance, global trade services, project and structured finance, investment banking, and corporate services. The Consumer Banking segment comprises of premier banking; accounts and deposits; loans and mortgages; insurance; cards; banking channels; expat services; money transfer and remittances; payment facilities; direct and institutional sales; and Najahi business banking. The Wholesale Banking segment covers asset management, global financial institutions, corporate finance advisory, and treasury and global markets. The International Banking segment consists of overseas operations and cost allocations from Oman operations. The Islamic Banking segment operates under Meethaq which accepts Shari'a compliant customer deposits, provides Shari'a compliant financing based on various Shari'a compliant modes, undertakes investment activities, and offers commercial banking services and other investment activities permitted under the Central Bank of Oman's Regulated Islamic Banking Services. The company was founded on July 6, 1982 and is headquartered in Seeb, Oman.

Professional
1975 - 1993

Citibank AG provides banking services. Its products include banking, financing, and insurance services. Citibank is headquartered in Frankfurt, Germany.

Boards & Committees
Non-Executive Director
Current

Ujjivan Financial Services Ltd. is a holding company, which engages in the provision banking and financial services. It operates through the followings segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The Treasury segment deals with net interest earnings from the bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations. The Retail Banking segment consists of lending to and deposits from retail customers and identified earnings and expenses. The Corporate/ Whole Sale Banking segment focuses on loans to corporates and financial institutions. The company was founded by Samit Ghosh and Srikrishna K. Ramamoorthy in October 31, 2005 and is headquartered in Bangalore, India.

Managing Director
2016 - 2019

Ujjivan Small Finance Bank Ltd. provides banking services. The firm product portfolio includes asset products, which includes micro banking, micro and small enterprise loans, housing loans, personal loans, vehicle loans and loan pricing; liability products, which includes current accounts, savings accounts, term deposits; and other products and services includes ATM-cum-debit cards, aadhar enrolment services and sale of third party insurance products. The firm also provides mobile applications, Internet banking and phone banking services. The company was founded by Samit Kumar Ghosh on July 4, 2016 and is headquartered in Bengaluru, India.

Member, Governing Board
Prior

Micro Finance Institutions Network is a private company headquartered in Hyderabad, India, that provides micro finance services. It was founded by Vijay Mahajan and Shubhankar Sengupta. Harsh Shrivastava has been the CEO of the firm since 2018.

Member, Board of Trustees
Current

Stichting to Promote Women’s World Banking (SWWB) will remain as an independent, international support organization incorporated in the Netherlands for the purpose of expanding the economic assets, participation, and power of low-income women. In 2018 SWWB will cease its U.S. operations as a tax-exempt organization under Section 501(c)(4) of the Internal Revenue Code.

Member, Board of Directors
Tenure Unconfirmed

Women’s World Banking is the global nonprofit devoted to giving more low-income women access to the financial tools and resources they require to build security and prosperity. For more than 35 years we have worked with financial institutions to show them the benefit of investing in women as customers, and as leaders. We continue to equip these institutions with in-depth market research, with sustainable financial products and consumer education to meet women’s needs. Women are typically good clients and reinvest in their families and communities. Yet women remain an underserved market—so we equip financial institutions around the world to serve them. We perform market research to learn what financial products and information low-income women need, and develop innovative, practical ways for institutions to do business with women.

Investments
Details Hidden

Ujjivan Financial Services Ltd. is a holding company, which engages in the provision banking and financial services. It operates through the followings segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The Treasury segment deals with net interest earnings from the bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations. The Retail Banking segment consists of lending to and deposits from retail customers and identified earnings and expenses. The Corporate/ Whole Sale Banking segment focuses on loans to corporates and financial institutions. The company was founded by Samit Ghosh and Srikrishna K. Ramamoorthy in October 31, 2005 and is headquartered in Bangalore, India.

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