Pascal Richard

Director-Asset Backed Solutions at Lloyds Bank Commercial Banking

Pascal Richard

Pascal Richard

Director-Asset Backed Solutions at Lloyds Bank Commercial Banking

Biography

Pascal Richard is a Director at Lloyds Banking Group, and specialises in developing asset-backed structuring solutions and balance sheet optimisation strategies for the benefit of LBG sponsored securitisations and third party clients, via the implementation of bespoke securitisation, secured funding, and synthetic securitisation risk transfer programmes. He also regularly advises clients on regulatory developments and technical securitisation challenges, including accounting, liquidity, capital and risk management.

Pascal joined LBG from the UK Financial Services Authority (now the Bank of England's Prudential Regulation Authority) where he was in charge of regulatory developments affecting securitisation (including the implementation of risk retention rules under CRD's Article 122a) notably by representing the UK at the EBA (European Banking Authority) securitisation and covered bonds subgroup. He was also responsible for monitoring securitisation activities of UK regulated firms, with a particular focus on the review and approval of regulatory capital relief and significant risk transfer transactions.

He was previously for a decade a senior CMBS structurer at Merrill Lynch and a rating agency structured finance analyst at Fitch Ratings, both in London.

Pascal is involved in a number of AFME (Association for Financial Markets in Europe) working groups, and is a member of the European regulatory committee at the Commercial Real Estate Finance Council (CREFC).

Overview
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Head, Acquisition Finance at Lloyds Bank Commercial Banking

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Head, Building Societies Coverage at Lloyds Bank Commercial Banking

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Head of Retail Securitization at Lloyds Bank Commercial Banking

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Head of Europe at Lloyds Bank Commercial Banking

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Head of Corporate Sales at Lloyds Banking Group Plc

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Country Head, North America at Lloyds Bank Commercial Banking

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Director of Global Trade at Lloyds Bank Commercial Banking

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Director, Acquisition Finance at Lloyds Bank Commercial Banking

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Director, Relationship at Lloyds Bank Commercial Banking

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Head, Consumer & Healthcare at Lloyds Bank Commercial Banking

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Pascal Richard
Director-Asset Backed Solutions at Lloyds Bank Commercial Banking
Career History
Director-Asset Backed Solutions
Current

Part of Lloyds Banking Group Plc, Lloyds Bank Commercial Banking is a British company that provides financial services.

Events
Speaker
Brussels, Belgium
2013 IMN Global ABS Conference

Other Affiliations

Pascal Richard is affiliated with Lloyds Bank Commercial Banking

This web site is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by Pascal Richard. The use of any trade name or trademark is for identification and reference purposes only and does not imply any association with the trademark holder. The Presence of Pascal Richard's profile does not indicate a business or promotional relationship of any kind between RelSci and Pascal Richard.