Michelle E. Soto

Director of Financial Planning at Bingham, Osborn & Scarborough LLC

Michelle E. Soto

Michelle E. Soto

Director of Financial Planning at Bingham, Osborn & Scarborough LLC

Overview
RelSci Relationships

913

Primary Location

Belmont, CA, United States

Number of Awards

1

Interests

Reading, Cooking

Relationships
RelSci Relationships are individuals Michelle E. Soto likely has professional access to. A relationship does not necessarily indicate a personal connection.

Principal & Portfolio Manager at Bingham, Osborn & Scarborough LLC

Relationship likelihood: Strong

Principal at Bingham, Osborn & Scarborough LLC

Relationship likelihood: Strong

Former Director at Bingham, Osborn & Scarborough LLC

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Chief Executive Officer-Corporate Client Banking at Boston Private Bank & Trust Co.

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Founder at Bingham, Osborn & Scarborough LLC

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Principal & Chief Investment Officer at Bingham, Osborn & Scarborough LLC

Relationship likelihood: Strong

Managing Principal at Bingham, Osborn & Scarborough LLC

Relationship likelihood: Strong

Managing Principal, Chief Operating Officer at Bingham, Osborn & Scarborough LLC

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Partner/Principal at Bingham, Osborn & Scarborough LLC

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Principal at Bingham, Osborn & Scarborough LLC

Relationship likelihood: Strong

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Michelle E. Soto
Director of Financial Planning at Bingham, Osborn & Scarborough LLC
Education
BS in Commerce
Class of 1995

The University of Virginia (often abbreviated as UVA, UVa, or Virginia) is a public research university in Charlottesville, Virginia, United States. It was conceived and designed by U.S. President Thomas Jefferson, and established in 1819. UVA's initial Board of Visitors included former Presidents of the United States Thomas Jefferson, James Madison, and James Monroe. Monroe owned the initial site of the University, which was mostly farmland. His law office and farmhouse are now the site of Brown College at Monroe Hill, a residential college at UVA. UVA is one of the eight original Public Ivy universities, and it is the only university campus in the United States that is designated a World Heritage Site by UNESCO. In the 2013 edition of U.S. News and World Report's National University Rankings, the school was listed as America's 2nd best public university; tied with UCLA and surpassed only by UC Berkeley.

Professional Sequence in Personal Financial Planning

Founded in 1891, UC Berkeley Extension is the continuing education branch of the University of California, Berkeley. Today, Extension offers more than 2,000 courses each year, including online courses, along with more than 75 professional certificates and specialized programs of study. UC Berkeley Extension enrollment in 2011–2012 was 35,179 (full-time equivalent [FTE] is calculated at a rate of 0.25 per enrollment). Free and low-cost public events are also frequently held as part of Extension's service to the local community.

Career History
Director of Financial Planning
2012 - Current

Bingham, Osborn & Scarborough's (BOS) investment approach starts with careful consideration of each client's financial goals, constraints, and risk tolerance. The firm then develops tailored investment strategies with the goals of generating competitive long-term returns and moderating risk. They prefer low-cost investment vehicles and emphasize an investment selection process that avoids conflicts-of-interest. BOS diversifies portfolios among major investment markets that may include: U.S. dollar cash instruments; high-quality short to intermediate term U.S. dollar bonds and notes; foreign bonds and notes; specialty U.S. common stocks such as technology and real estate; large company U.S. common stocks; small company U.S. common stocks; foreign stocks (including emerging markets); and commodities (including precious metals such as gold and silver).In general, when BOS recommends the purchase of securities, they recommend purchases of managed portfolios, such as mutual funds, ETFs, fixed/variable annuities, and separately managed accounts of individual stocks or bonds (e.g., Breckinridge Capital Advisers, SNW Asset Management, Aperio Group). BOS may recommend alternative investments, such as limited partnerships, private placements and hedge funds, although they are not the predominant portion of BOS-managed client portfolios.

Vice President-Wealth Management
2004 - 2012

Bailard's international strategy employs a quantitative, top-down approach with risk management applied at country, industry, stock and portfolio levels. It seeks to exploit an incremental edge across a broad investment horizon and can be applied to a variety of benchmarks along a full spectrum of markets ranging from developed to emerging to frontier. The strategy is structured to capitalize on opportunities offered by both growth/momentum and value styles.Bailard's large growth/technology strategy integrates a balance of fundamental analysis with rigorous risk management. The strategy seeks to identify US companies with superior and sustainable growth rates versus their peer group, favorable valuations relative to their own history and attractive relative momentum characteristics.The firm's small value strategy utilizes disciplined behavioral finance techniques to capitalize on equities which are temporarily mispriced due to investors’ over- or under-reactions. The strategy has a meaningful allocation to stocks with less than $500 million in market-cap which offer the benefits of being undiscovered and under-followed by Wall Street.Bailard's long/short REIT strategy seeks positive returns regardless of the equity markets general direction by using valuation fundamentals to actively select securities from the REIT sub-sector of the US financial industry. The strategy buys long securities Bailard feels are trading at a discount to their fair market value and sells short securities that are trading at a premium. It maintains a market neutral position and seeks to avoid exposure to universe specific factors such as property types. The firm's long-short equity strategies consider factors such as expected alpha, volatility and robustness through various market environments. These strategies in combination, or on a stand alone basis, seek to selectively engage risk in an effort to provide solid, long-term absolute returns.Bailard manages an open-ended private real estate fund (structured as a private REIT) that is offered on a private placement basis.The firm's emerging life sciences separate account strategy focuses on biotechnology, pharmaceutical, medical technology and medical service opportunities within the healthcare and life sciences sectors. It seeks to recreate an experience similar to venture capital investing through selective long-term investments in under-followed companies with less than $500 million in market-cap.

Consultant
Prior

PricewaterhouseCoopers LLC provides assurance, tax and advisory services. Its services include audit and assurance, consulting, deals, human resources, legal, tax, and family business. The firm also offers accountability, risk management, structuring, mergers and acquisitions, and performance and process improvement. The company was founded in 1998 and is headquartered in Buffalo, NY.

Awards & Honors
Certified Divorce Financial Analyst