Kenneth Jacobsen

The Santa Barbara Rugby Association is organized to provide coaching, promote the development of rugby skills and sportsmanship, and encourage youth and amateur athletic competition. There were over 400 players who participated in Association activities during the current year.The players practiced and competed in after school, summer, and traveling programs.

ELINGS PARK IS THE LARGEST RECREATIONAL COMPLEX IN SANTA BARBARA PROVIDING OUTDOOR RECREATIONAL NEEDS AND CREATING A HEALTHIER AND MORE VIBRANT COMMUNITY. THE FOUNDATION MAINTAINS 230 ACRES, PROVIDING OPEN SPACE, GARDENS, SPECIAL EVENT VENUES AND RECREATIONAL FACILITIES IN AN EXCEPTIONAL SETTING FOR THE BENEFIT OF THE COMMUNITY.

American Riviera Bank operates as a state chartered commercial and full service community bank. The company operates through five segments: Commercial, Real Estate-Commercial, Real Estate-Residential, Construction and Consumer & Other. The Commercial segment generally possess a lower inherent risk of loss than real estate portfolio segments because these loans are generally underwritten to existing cash flows of operating businesses. The Real Estate-Commercial segment consists of real estate mortgage loans, which generally possess a higher inherent risk of loss than other real estate portfolio segments, except land and construction loans. The Real Estate-Residential segment in which the real estate lending depends primarily on the loan amount in relation to collateral value, the interest rate and the borrower's ability to repay in an orderly fashion. The Construction segment possesses a higher inherent risk of loss than other real estate portfolio segments. The Consumer and Other segment is comprised of loans to individuals, including installment loans, revolving lines of credit and term loans. It offers checking, savings accounts, safe deposit box, mortgage, electronic services, credit cards and loans. The company was founded on July 18, 2006 and is headquartered in Santa Barbara, CA.