Darren Walters

EVM's primary basis for their investment decision is the in-depth fundamental analysis. In developing information for use in making investment decisions and recommendations for clients, EVM places considerable importance on personal visits with company management by members of its research staff, in the case of issuers of equity and corporate debt securities, and with industry representatives and governmental officials where appropriate. The firm may utilize other sources of information, such as on-line services and financial database services. EVM offers a variety of investment strategies to address the particular investment objectives of its clients including equity strategies, income strategies, mixed-asset strategies and alternative strategies. A particular investment strategy may involve additional investment selection criteria and be subject to additional risks. The firm's domestic and global equity strategies may focus on securities of a particular style, market-cap, geographic region and/or market sector. Many of these strategies involve a combination of these approaches.

Bank of America NA, aka US Trust, Bank of America Private Wealth Management, offers investment strategies primarily involving fixed income securities and specialty asset classes. The firm employs an active approach to bond investing, seeking to take advantage of market volatility, sector rotation, and security selection.