Andrew Chan remembers how he felt when he and his wife finally managed to buy an apartment in their beloved hometown of Vancouver.
Far from joy or relief, he said, it was a "sickening" moment.
The Chans paid $C749,000 for a two-bedroom unit in 2010, after they had pulled together their 20 per cent deposit, the new mortgage stretched their finances to the limit.
"I was waking up with this knot in my stomach," faced with $C2400 in monthly repayments, plus strata fees of $C450, Ch
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