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The 800+ club: Secrets of people with high credit scores

NEW YORK (CNNMoney) -- Is your credit score brag-worthy?

Where you land on the 300-850 credit score scale can have a major impact on your finances. Lenders use the score to decide whether to lend you money, and at what interest rate.

"A strong credit score is integral to borrowing at the most attractive terms," said Greg McBride, chief financial analyst at Bankrate. That means a high credit score can save you thousands of dollars in interest.

While any score above 700 tends t

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