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-Rating Action: Moody's upgrades ratings of five classes of notes issued by Pepper Residential Securities Trust No. 15

Moody's Investors Service has upgraded the ratings of five classes of notes issued by Pepper Residential Securities Trust No. 15.

....AUD29,500,000 Class B Notes, Upgraded to Aa1 (sf); previously on January 21, 2016 Affirmed Aa2 (sf)

Issuer: Pepper Residential Securities Trust No. 15

The affected ratings are as follows:

....AUD5,100,000 Class C Notes, Upgraded to A1 (sf); previously on January 21, 2016 Affirmed A2 (sf)

....AUD6,000,000 Class D Notes, Upgraded to Baa

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